Whether they want to buy one of our 2019 Mazda vehicles or they want to get one of the pre-owned Mazda models in our pre-owned car inventory, many drivers will apply for an auto loan through our dealership. We enjoy helping motorists secure the financing they need to bring a Mazda automobile home. In fact, it’s one of the things we love the most about being a Mazda dealer.
While we like helping people get car loans, we’ve noticed that a lot of drivers get nervous when they apply for financing. To make things easier, we’re going to tell you some things you can do before you submit an application for financing.
The first thing you should do is figure out how much you’re wiling to pay over the course of your auto loan. You also need to calculate how much you can comfortably spend on a loan payment every month.
Next, you should look over your credit score. Some credit card providers will tell their users what their credit score is for free, such as Discover and Capital One. If you don’t have a credit card from one of those lenders, you can view two of your credit scores for free by opening an account at CreditKarma.com.
You should gather some paperwork you’ll need to apply for a car loan as well. When you apply for an auto loan with our Mazda financing department, you’ll need to provide proof of several things, including your identity, current address, and income. If you’re going to trade-in your current car, we’ll also need to see your vehicle’s registration and its title, if you have it.
To learn more about what you should do before you apply for a car loan, head over to Auto Express Mazda to talk to our finance experts today.